10 tips for getting out of Debt

In The Money Secret, Rob Parsons gives hope to people who are in debt – that there is a way out – and outlines ways of managing our finances more wisely.Here are 10 Top Tips from The Money Secret to get you thinking about how you handle your money:   1) Know the worst! Open all…

Celebrating Advent

by Letitia Suk Three weeks and two days before Christmas and the heated discussion among my four children is not about which video games they want for Christmas but whose turn it is to light the candle at family Advent. It’s the first week of Advent season, the observance of…

Making Meaningful Christmas Memories

Christmas is magical. Regardless of age, it transports us back to our childhood: tinsel on the tree, stockings hung by the fireplace, colorful packages needing to be shaken, and traditional celebrations with faithful friends and relatives. For our children, this holiday is still being written upon their future memories. This…

6 steps to Debt Free Living

Following these six steps can start you down the path of becoming debt free: 1.     Have a Written Plan A written plan is an absolute necessity to escape debt’s death grip. This plan’s success depends on your family doing two things: creating an itemized list of all your expenses, in…

Budget Busters Part 2

Keep monthly expenses like housing, food and transportation from breaking the bank each month!  In Part 1 of “Budget Busters,” we identified sections in our budget that keep us living in the red. Now that we know why we run a deficit each month, one question remains. How can we keep our…

Budget Busters Part 1

If your family struggles with making ends meet, these budget busters may be the culprit. Here’s how your family can start living in the black again. Budget busters are the large potential problem areas that can destroy a budget. Failure to control even one of these problem areas can result…

Book: Love & Respect

“Love and Respect: The Love She Most Desires, The Respect He Desperately Needs” is a groundbreaking book by Dr.Emerson Eggerichs offering much needed help to husbands and wives. It introduces the Biblical teaching of unconditional respect and explains that it is as powerful as unconditional love. Discover the secret revealed by…

Hedges – Protect our Marriage

In a culture that minimizes infidelity and its devastating effects, best-selling author Jerry Jenkins gives strong but practical advice: plant preventive hedges around your marriage. You will face many enemies, but there is a way to deal with sexual temptation long before it occurs — and to stay faithful for…